Fully disclose all pre-existing diseases, past medical history, and ongoing treatments
Share lifestyle habits like smoking, drinking, or risky activities honestly
Check what is included and excluded, including room rent limits and sub-limits
Confirm special coverage such as OPD, maternity, or required add-ons
Choose an adequate sum insured based on your family’s needs and medical costs
Read the full policy wording and fine print carefully
Understand waiting periods for pre-existing diseases and specific treatments
Check the list of cashless network hospitals near you
Verify all personal details like name, date of birth, phone number, email ID, address, and nominee details
Ensure all declared pre-existing diseases are correctly mentioned in the policy
If porting, check that the original policy inception date is properly updated
Confirm plan details, sum insured, add-ons, and policy tenure
Check the cashless hospital network list and claim process
Keep digital and physical copies of the policy document safely accessible
The team responds Quick response and great service for both my health and motor insurance.