Assess the total number of employees to be covered
Decide the type of coverage required (health, life, accident, or combined)
Choose an adequate sum insured based on employee grade or company policy
Compare premium costs and coverage benefits carefully
Check maternity benefits, pre-existing disease coverage, and waiting periods
Review add-ons like parental coverage or top-up plans
Understand claim settlement ratio and network hospital list
Carefully read policy inclusions, exclusions, and sub-limits
Verify employee details and coverage amounts mentioned in the policy
Share policy documents and benefits clearly with employees
Confirm policy period and renewal date
Maintain updated employee records for additions and deletions
Understand claim intimation process and documentation requirements
Coordinate with HR and insurer for smooth claim processing
Keep both digital and physical copies of the master policy securely
The team responds Quick response and great service for both my health and motor insurance.